Genie Cash offers a variety of different merchant account loans. We take pride in bringing you the best service around for your business. These cash loans can really be of great assistance to your business and we can help you in no time. Some of the merchant accounts we offer include mail or telephone order merchant accounts, wireless or mobile merchant accounts, home-based business merchant accounts, and e-commerce or internet merchant accounts. Retail and business cash advances are also available.

The merchant account loans we offer here at Genie Cash are a financial service where we offer you cash for your business, and only ask for a percentage of your future MasterCard and Visa sales in return. You are not personally liable for any money to us. You get to use this money immediately. This is not a small business loan or personal loan of any kind, whatsoever. It is also not a start-up capital program or a small business grant. It is only available to merchants who accept MasterCard and Visa.

To qualify for our merchant account loans your business needs to be a retail store, a restaurant, or a service facility. You must already accept a minimum of $5000 per month in MasterCard and Visa sales from customers. Your business has to have been running for at least a year, as well as have been accepting credit cards, such as MasterCard and Visa, for at least five months. Your business must not have any open bankruptcies or judgments and must have a business lease left for at least one year.

Getting approved for our merchant account loans is a lot easier than getting approved for a small business loan. We usually take two days to process your approval, whereas a bank can take as long as three months to approve your loan. We do not give you any restrictions on your money, like a bank that requires that you provide details of how the money is spent. With a bank loan, you would take up to five years to repay it, but with our cash advance, you can pay it back within as little as six months.

Our merchant account loans are used for a variety of different things. Some people use these cash advances to increase their inventory levels; others use it to expand their business so that it has room for growth. Some people use the money as working capital, whereas others use it for debt consolidation. Many merchants use the money for advertising purposes because their business gets a lot more exposure this way and, thus, attracts a lot more customers to the business.

The advantages of our merchant account loans include a quick application, which only takes about three minutes to complete, a 95 percent approval rate, and approval within as little as twenty-four hours. Genie Cash can provide you with immediate cash to improve your business, and can do so in return for such a small amount. Our service is truly the best!