The business cash advance product has been offering an alternative form of funding for small businesses for many years. If you operate a small business and require access to funds, Genie Cash is on hand deliver useful and practical alternatives that offer financing and funding options to grow or start a small business. The method of funding is targeted to specifically suit retail, restaurant, and service industry merchants who make use of Master Card and Visa as methods of payments from their customers. It is important to remember that the business cash advance, offered by Genie Cash as a funding method for a small business, is not a business loan or a personal loan, and is a unique type of funding is only available for small businesses that accept Master Card and Visa as payment for their services.

The methodology behind the funding provided for the small business is simple. The Business Cash Advance will exchange a portion of their Master Card and Visa sales for cash, allowing the small business to benefit from the availability of instant cash on hand. Funding is created when Genie Cash provides cash in lieu of future credit card payment, and in this way, merchants agree to repay a fixed amount for the cash that is advanced to them. It provides an excellent funding source and an advance is determined according to a trend analysis that is based on previous Master Card and Visa sales. This type of funding is unique and is not considered a loan, and, therefore, no collateral is required and the small business is not burdened with a long-term loan agreement - they merely make use of a small portion of their future credit card sales. It provides maximum flexibility and vendors are able to instantly gain access to cash, allowing them to increase their cash flow, improve their services, or simply save the available cash for emergency access. A business cash advance is also referred to as a "credit card factoring program", and the great attraction of this type of funding for a small business is that the funds are available within two days, as opposed to a bank approval of a conventional loan of up to three months. In addition, the repayment terms for the business cash advance is a maximum of six months, whereby a bank loan may stretch over a period of three to five years - thus, locking the small business into a burdensome loan term, which may often be hard to meet.

If you are seeking funding options for your small business and are in the retail, restaurant, or service industry, a business cash advance may be the perfect loan to meet your particular requirements. If your small business has been in operation for over a year and has accepted credit cards for a minimum period of five months, you may easily be able to instantly access cash based on your future credit card sales. View our website, http://www.geniecash.com, and discover how Genie Cash is able to remove the hassle from funding for your small business.